HOPE OFIRIHA is National None Governmental Organization (NGO) based in South Sudan and Uganda founded with an aim to empower women and children living in rural communities to overcome social injustice, disease, illiteracy, and poverty. Our small-scale interventions enhance their social and economic well-being and help them reach their potential.
HOPE OFIRIHA’s economic empowerment arm – (micro-finance), seeks to change its previous approach of lending, to establishing a well thought out innovation owned by women to fight poverty through income generation initiative by taking up loan.
We are seeking an individual, with a passion based on the principles of women Economic Empowerment that will open doors, and create opportunities that will ultimately improve and transform livelihoods.
We strongly encourage women to apply although men can also apply.
Anybody from the following countries can apply Kenya, South Sudan and Uganda. Age 25 to 50.
We are open to receive the application from May 18th 2014 to May 30th 2014.
If you are interested to work with Hope Ofiriha, please send us your CV, educational papers, and two letters of recommendation of which one is from your current employer and a cover letter to Email:
or call +256 789520831 (between 12am – to 2pm Mon/Friday)
The main function of the Head of Credit is to grow, plan, coordinate, control, and direct lending operations of the unit, in such a way as to minimize a risk in lending, and ensure profitable lending. He or she reports to Executive Director and the board of management
Main Duties and Responsibilities:
- As Credit Risk owner, identifies, mitigates, and monitors risks in credit function Planning and Development.
- plans and initiates strategies for portfolio development and recovery loans.
- Conducts market survey and identifies new and viable clients and groups for lending
- Initiates plans for recruitment, training and development of Credit Officers in accordance with loan portfolio development and makes recommendations to the board.
- Reviews lending policies and procedures on a regular basis and submits appropriate improvement plans and strategies.
- Coordinates all recovery activities and ensures prompt recovery.
- Monitors, controls performance of individual and group loans.
- Monitors and controls the appraisal performance of Credit and Recovery Officers and makes recommendations to the board.
- Complies, disseminates and monitors implementation of lending policies, procedures, especially recovery of outstanding portfolio.
- Ensures that proper background checks carried on each client, and group in accordance with the recommendation of Credit Officers.
- Analyses arrears rate on the monthly basis.
- Follows up evolution of arrears rate on a weekly basis.
- Devises, keeps to, roster for regular visitation of all clients and groups in order to assess lending performance.
- Crosschecks and confirms an accuracy of all date, facts, and figures to be presented to the board.
- Monitors the application of loan accounting in the individual and group lending and ensures that loan accounts balance and interest properly calculated.
- Submits monthly credit statistics to report to the board of Management
- Submits quarterly reports to Executive Director on overall lending performance.
Results Expected:
- Organize, supervised and keep precise records; i.e., well analyzed data with full supervision.
- processing of micro credit schemes, and related follow up as per job description under general
supervision of Executive director.
Person Specification:
- Bachelor/Master Degree in Accounting, Economics, Business administration or related fields
- Certified Public Accountant (CPA III)
- Minimum 4 to 5 years Experience in Microfinance industry
- Ability to work on your own initiative as well as a part of a team
- Proven analytical skills and ability to think strategically
- Excellent communication skills, both verbally and in writing in English (Swahili, and Arabic language will be added advantage)
- Excellent understanding of Micro Finance program
- Effective computer skills (Microsoft office)
- Planning, narrative and Financial reporting skills.
- Communication, tact and negotiation skills
- Problem solving
- Flexible and patient
- Excellent skills in writing business plan
